A cryptocurrency can be defined as a type of digital or virtual money that is made up of coins or tokens. While some cryptocurrency have made it into the real world using credit cards and other initiatives but the majority of them remain completely intangible.

“Crypto” in cryptocurrencies refers to a complex cryptography system that allows creating and processing digital currency as well as their transactions through decentralized systems. In addition to this crucial “crypto” feature, these digital currencies are believed to be decentralized.

Cryptocurrencies are usually developed through codes by teams of developers who design the mechanisms in a process called ‘mining’.

The majority of cryptocurrency are created to be completely free of the influence of governments, but as they’ve become more famous, more regulations are imposed and this aspect of the market has been criticized.

While it is possible to make purchases using cryptocurrency but most people nowadays see it as an investment for the long term. However, volatility can make the cryptocurrency market risky, therefore it’s crucial to understand the risks involved prior to investing.

If you’re looking for the top cryptocurrencies to invest your money in and make alot of money in 2022, then this article is for you. Maybe you’ve heard and seen your colleagues made it through investing in Cryptocurrencies and you’d like do the same.

Here, we’ll discuss the best cryptocurrency options to invest in and earn money. We’ll focus majorly on coins & tokens with small price but huge market cap which guarantees an increase in price in the nearest future so don’t be alarmed if we mention coins and tokens that aren’t popular.

The realm of cryptocurrency is growing and the next big digital token might be launched in the near future. You cannot let that opportunity slide past you.

But first, let’s discuss the reason you should consider investing in cryptocurrency

Why You Should Invest in Cryptocurrencies

Apple, Google, Tesla, Samsung, Facebook, PayPal Deutsche Bank, and Google are only a few of the major companies that have made cryptocurrency an integral part of their long-term strategy plans in recent times.

More realistically, traders are attracted to the digital asset due to various reasons. They can serve as a source of value as well as a valuable investment asset, and are an immediate method of payment.

In contrast to gold, which comes with similar advantages, crypto is much easier to store, simpler to transfer, and more convenient to trade.

Tickets to basketball games and fast food taxis, coffee, and tickets to the airport can all be purchased with cryptocurrency (just think about buying your next cup of coffee using gold).

Additional points to bear in on your mind:

Low minimum investment barrier: They are divisible, meaning that you can purchase smaller amounts, allowing the use of a low-cost investment. Therefore, the capability to trade is accessible to nearly every person.

Liquidity: The cryptocurrency exchanges are operational 24/7 so you are able to buy, trade and sell your investments at any moment.

Transparency: A majority of crypto-related transactions are recorded with blockchain technology. This guarantees transparency, reliability and records that can be traced and cannot be changed.

Diversification of assets: Traders can reduce or minimize risk by diversifying their portfolios through the vast array of cryptocurrency.

The Best Cryptocurrencies To Invest And Make Money

CRYPTOCURRENCY	PRICE	MARKET CAP
Cardano	$1.26	$42.938 billion
Algorand	$1.38	$8,915 Billion
Hedera	$0.282	$5,338 Billion
Fantom	$2.94	$7,480 Billion
Polkadot	$26.86	$28,837 Billion
Bitcoin	$48,516.38	$918.4798 billion
NEAR Protocol	$19.93	$11,572 Billion
Cosmos	$39	$1,649 Billion
Ethereum	$3,994.76	$474.504 billion

Bears, bulls, and even a sheep dressed as a wolf. Trading in cryptocurrency can be exciting however, it also can test your skills to the extreme. Maybe you are considering buying bitcoin for the first time. To select the most suitable cryptocurrency and receive the most value from your money, it is essential to conduct your research by researching a wide range of subjects, including market capitalization, top brokers or exchanges for crypto (and their commission charges) and previous performance as well as the market’s value, volatility and even tax implications.

You may be shocked to find that a lot of popular favorites like Tether (USDT), Solana (SOL), Polygon (MATIC), Ripple (XRP) along with Binance Coin (BNB) didn’t make it onto the list of most popular cryptocurrency options to invest in 2022.

Apart from Bitcoin (BTC) as well as Ethereum there are only two cryptocurrency tokens that have an market capitalization within the top ten.

Here’s a list of the best cryptocurrency options to invest your dollars as well as other currencies that are fiat to invest in the coming year.

Cadano (ADA)

Rome was not built in a day. Everything good happens to those who persevere. The virtue of patience is. If you’re looking to acquire a really liquid and profitable investment portfolios in Cryptocurrencies then these words could become your personal mantra as time passes.

The fact is that by 2021, Cardano outperformed other blockchains by having the highest development rate on GitHub. One commenter said, “If Cardano is a ghostchain, then it is experiencing a lot of paranormal activity.” The community is also a remarkably committed one. In the last year, the total number of ADA wallets was 2.5 million, compared to at 190,000 in the previous one (that’s more than 1200 percent).

And Cardano is being talked about lately as well. Samsung recently announced a partnership with the climate solutions platform veritree, to oversee the tree planting initiative in Madagascar using blockchain technology to validate and monitor each step of the process of reforestation. What blockchain is veritree employing? Yes, that’s right: Cardano.

Why should I invest in Cadano

Cardano will benefit from the growth of dApps in the near future. This cryptocurrency has a head start over market giants in a key aspect. The development plan of Cardano will result in a robust network that people can count on.

Algorand (ALGO)

The critics of crypto are usually quick to draw attention to the absence of any real-world worth of numerous blockchains. It’s not the situation with Algorand However, it is currently powering its own electronic currency (the SOV) of the Marshall Islands, the first of its kind in the world.

It is regarded as one of the numerous “Ethereum killers,” Algorand is a cryptocurrency blockchain protocol that is designed to address the trilemma of scaling speed, security, and speed.

It uses a proof-of-stake (PoS) consensus mechanism to validate transactions along with “pure-proof-of-stake” (PPoS), and its Algorand Standard Protocol (ASA) can be used to create and deploy new tokens on the network.

Algo is also claiming to be not just carbon-neutral, but actually carbon negative, and it does this by reducing its emissions and making donations to ClimateTrade in an effort to mitigate climate change.

Established in 2017 with the help of MIT Professor who is also Turing Award winner Silvio Micali, Algorand has some serious intellectual significance behind it. The company is made up of and an organization, the foundation is focused on the development of its ecosystem.

It is also concerned with its funding research in cryptography as well as the governance of on-chains and the decentralization of Algorand network. Meanwhile, the Boston-based Algorand Inc. manages the protocols ‘ development.

Hedera (HBAR)

This is for those HODLers who are out and about. It’s from Hedera. This isn’t a cryptocurrency it’s a the distributed ledger system (DLT) which is positioning it as a quicker cost, less expensive, more secure and environmentally sustainable alternative to.

According on its website, “Hedera proof-of-stake public network that is built on hashgraph consensus, has the highest level of security that is possible (ABFT) and has blazing-fast transactions and extremely low consumption of bandwidth.

Through combining high-throughput as well as low-cost fees and finality in just a few seconds, Hedera leads the way towards blockchain technology that will revolutionize public ledgers.”

It also boasts an impressive list of international organizations serving as its governing body that include Google, IBM, Boeing, LG, and Deutsche Telekom.

Many investors believe it to be overvalued, particularly considering the significance of milestones like more than 2 billion transactions on the mainnet that it had prior to the New Year 2022.

In the end, HBAR is considered to be an affordable investment at its current price, whereas other investors believe it could be a long time before it can yield significant returns because of its set supply of fifty billion bitcoins.

Why you should invest in Hedera

Hedera is an excellent investment because its technology is more advanced than other crypto currencies. Hedera Hashgraph presents itself as an efficient and safe alternative to the blockchain and its lower bandwidth consumption can make it more sustainable. There has been speculation that Hedera is currently working on the digital dollar with Central Bank.

Whatever the case, the technology and its potential applications in real-world seem to be strong, which makes this an investment worth keeping.

Fantom (FTM)

Fantom is a quick and high-throughput open source smart contract platform that can be used for digital assets as well as DApps (or apps that are decentralized).

According to the site, it has currently 80plus dApps that have been launched on Fantom that range from DEXes bridges across chains as well as borrowing and lending and yield optimizers. NFT-related tools, platforms and wallets.

Fantom employs a directed acyclic graph , or DAG it appears much like a graph rather than chains and is considered in the eyes of many users as a potential alternative to blockchains due to higher efficiency in handling online transactions as well as for managing data storage.

Thanks to a specific consensus mechanism that is based on proof of stake, known as Lachesis, Fantom can currently manage approximately 4500 transaction per second (TPS) and claim that their tests suggest as high as 10k TPS. (!).

It’s important to note that Fantom makes use of an Ethereum Virtual Machine (EVM) in its backend. This means that everything created using the Ethereum network is interoperable with Fantom. Fantom network (barring minor changes).

Still need some convincing before investing in ? According to a recent article from CoinDesk, “Transactions on emerging layer 1 blockchain Fantom exceeded the threshold of Avalanche this week.

More than one million transactions have been processed by Fantom’s Fantom network, in contrast to 728,000 transactions processed on Avalanche for crypto.”

Polkadot (DOT)

Blockchain interoperability can be an issue for developers, especially when the number of DeFi – and NFT-driven applications grows (i.e. multiple protocols and chains) and this is the area the place Polkadot hopes to make its impact.

A blockchain-based platform as well as cryptocurrency, which enables distributed computing with a consensus based on proof of stake, Polkadot is aiming for interoperability.

According to the website of its company “Polkadot is built to connect private and consortium chains, public and permissionless networks, oracles, and future technologies that are yet to be created.”

Polkadot has been the subject of recent news with interesting developments. According to CoinDesk announced in December, the company “launched its initial parachains set which are networks that operate in parallel, to create an interoperable and harmonized ecosystem.

The five parachains that are currently live include Acala, Moonbeam, Parallel Finance, Astar and Clover focus on a range of subjects including the decentralized financial system (DeFi) as well as loans and investments.”

Are you beginning to connect dots? Can you see why this will be a really big deal?.

That’s exactly the problem that Polkadot addresses the issue of interoperability. Polkadot also connects both two chains, private as well as public.

According to Cointelegraph states, “Polkadot’s flexible and adaptive architecture allows the creation of new technology that, allowing developers to benefit from the interoperability, scalability, and security provided.

So, the network of Polkadot provides a significant advance for entrepreneurs and developers who are looking to create a brand new blockchain from scratch.”

Bitcoin (BTC)

The first to move. This is the OG of cryptocurrency. It’s either your favorite or not and yet you can’t ignore its remarkable longevity as well as its market dominance and continuing importance to the crypto ecosystem that are only one of the many reasons that Bitcoin is often referred to by the name of “The King of Crypto.”

Created in 2011 by an anonymous Satoshi Nakamoto in 2011, Bitcoin has gone from being a an outlier in the field of cypherpunk to gaining more acceptance.

A reputable cryptocurrency ranking cannot be complete without including it, and especially because it was responsible for around 65percent of 2021’s market capitalization.

The month of November saw Bitcoin reached its record highest of $69,000. It also outperformed metals and S&P 500 for the third consecutive year, and even performed more than gold in the year 2020. While predictions in the cryptosphere are notoriously difficult to come up with any level of certainty, some have suggested that the value of Bitcoin will reach $100,000 in before the middle of 2022.

It doesn’t take a Bitcoin guru to read the signs on the wall. The current slump in Bitcoin is an excellent chance (see how we went about it) to purchase the downturn and add it to your collection. In fact, this is the exact thing El Salvador’s president Nayib Bukele has been doing since the beginning of November in 2021.

Be sure to secure your keys. You don’t want to be this man with half a million dollars in Bitcoin hidden in a trash dump.

NEAR Protocol (NEAR)

The Doomslug, Nightshade, Aurora, guilds, shards and DAOs each make NEAR Protocol some fairly complicated technology to understand.

However, don’t let its complex nature of the currency dissuade you. NEAR is a sharded layer of one blockchain with a consensus mechanism based on proof-of-stake and it’s native. NEAR tokens is used to pay for transaction costs as well as storage on the cryptocurrency platform.

The network was officially launched in April of 2020. NEAR is the brainchild by the former Google engineers Illia Polosukhin as well as Microsoft engineer Alexander Skidanov.

What exactly is the term “sharding? In the Crypto Briefing’s article, Timothy Craig offers a succinct outline: “NEAR Protocol’s approach to solving the Blockchain Trilemma is by implementing the horizontal scaling technique known as sharding.

It is a method of dividing the blockchain node into smaller pieces that are referred to as’shards. Each shard is composed of its own information and is able to handle transactions in conjunction with the other shards, thereby increasing the total capacity for the entire network.

With its shard-based tech, the company claims that it can process as much as 100 million transactions in a second. which is faster than other software for smart contracts by a distance.”

Why should I invest in NEAR Protocol

The NEAR coin saw an immediate increase in value following its introduction in 2020. It went from $0.6067 on the 2nd of November in 2020, to $4.8093 on the 13th of February in 2021. It then climbed to $7.4116 13 March 2021.

It is worth noting that the NEAR coin price sank into an ebb market during the months following, plummeting to $1.68 on the 20th of July. In August, however it was NEAR coin price climbed again to $10.37 on September 8, 2021. Despite significant fluctuations in the market, the NEAR cryptocurrency hit $12.32 on the 25th of October, 2021. Following a brief decline in value to $7.344 on December 5, 2021 however, NEAR coin prices soared to record highs. NEAR coin price soon went to record heights reaching $16.43 on the 3rd of January in 2022.

The cost for the NEAR Protocol cryptocurrency stood at $15.21 on the 7th of January, 2022.

It not only escaped the market’s recent bearishness without a hitch, but it also exceeded it’s ATH and is currently setting a new level of resistance of $18.

“With high speeds, low fees, and progressive UX,” according on their site, “NEAR’s climate-neutral blockchain is ready for explosive growth.”

Cosmos (ATOM)

The Cosmos team set out to create “an Internet of Blockchains,” which can be able to communicate with one another using a decentralized method. Like Polkadot the focus is again interoperability.

As of the date of writing this, Cosmos has around 266 applications that are running in its ecosystem, and the Gravity DEX protocol is live. According to their site “Secured through more than $3.5 billion worth of digital asset and assets, the Gravity DEX protocol enables DeFi across multiple chains.

Pools of digital currency and swaps that are linked to any blockchain connected to it are feasible which makes cross-chain DeFi available to all kinds of traders that use batched transactions, which dramatically reduce the cost of transactions – usually in the range of $0.01-$0.10.”

Additionally, their forthcoming Gravity Bridge with Ethereum can ensure further streams of liquidity and value are streaming into the Cosmos hub.

Why you should invest in Cosmos crypto;

It has seen substantial gains since the beginning of the year. As of the moment of this the writing of this article, its price had risen by 426 percent since January. 1 as per CoinMarketCap information. It reached a record-breaking highest of $38.78 on Sept. 13.

There are more than 250 apps and services that are currently operating within Cosmos. Cosmos network, which has more than $112 billion in digital assets under control. Popular projects developed using Cosmos are Binance Chain (BNB), Terra (LUNA) along with Crypto.com Coin (CRO).

One of the factors that have triggered Cosmos’ price rise is the announcement of its first decentralized financial (DeFi) interface. Another reason is the integration of Ethereum (ETH) that hosts the largest portion of DeFi apps, and its compatibility in conjunction with Bitcoin (BTC).

With a highly skilled management team, an enlightened plans, and solutions to the critical issue of cryptocurrency, Cosmos has strong fundamentals

As Cointelegraph announced at the start in 2022 “Data from Cointelegraph Markets Pro and TradingView shows that since hitting a low of $25.06 on Dec. 30, the price of ATOM has rallied 75% to hit a daily high at $43.98 on Jan. 4 as its 24-hour trading volume spiked to $2.54 billion.” In addition, with its scheduled Theta Upgrade (31 March) that could include meta-transactions, as well as the introduction of liquid staking, inter-chain accounts and NFT module, Cosmos is one to keep an eye on in 2022.

Helium (HNT)

It claims to be “The People’s Network,” Helium is a decentralized , blockchain-powered, and decentralized network designed that is designed for Internet of Things (IoT) equipment.

The network was established in July of 2019. it was created by Shawn Fanning, Amir Haleem as well as Sean Carey, with a purpose to ease the process to create connected devices.

Helium’s mainnet lets wireless devices that are low-powered to communicate with one another and transmit data through the network’s nodes.

These are also known as “Hotspots,” which are an amalgamation between a wired gateway as well as an equipment for mining blockchain. The aim for Helium is to help prepare IoT communication to be a reality in the near future.

An article published in InvestorPlace one of America’s longest-running, independent financial research firms provides a description of Helium using the following manner: “Helium removes internet service providers (ISPs) out of the equation for consumers It also provides hotspots which can be bought and then set up to send wireless internet signals, to which other network users are able to connect.

The hosts earn profits by generating HNT coin each time they connect to their equipment. When more hosts sign up to the network hotspots will be installed all over the world.

The aim is to be widespread, with hotspots located in all high-traffic areas and much more. In the future, everyone can depend on internet access without having to pay huge sums in fees to corporations ISPs.”

Why should I invest in Helium crypto;

There are many advantages that Helium (HNT) clients enjoy. Helium supports wireless device communication that is low-powered. This technique allows nearly every smart device to transmit information across Helium nodes safely.

Ethereum (ETH)

Not to be forgotten is the silver in Bitcoin’s gold. Ethereum is an open source, decentralized blockchain that has smart contract capabilities and its own cryptocurrency is Ether.

In the midst of all the cryptocurrency options, Ether is second largest cryptocurrency, second only to Bitcoin by market capitalization and was the idea of Vitalik Buterin, a programmer.

Many people consider Ethereum as a wise investment, especially for those who are just beginning to get started on the market for cryptocurrency. The value of Ethereum’s token is in direct proportion to the size of the network.

This implies that ETH is likely to rise by value when more projects and dApps are added to the network. Even big names like J.P. Morgan have begun to pay attention, recently releasing a report on the outlook for the future of the crypto market.

The report includes the latest developments in Ethereum, decentralized finance (DeFi) and Non-fungible Tokens (NFTs) that they believe will become increasingly important to financial services.

While some might be influenced by Wall Street’s increasing interest in Ethereum as well as other cryptos however, we’re not thrilled by the speculative claims of businesses that have ruined the global economy and received bailouts worth up to $25 billion.

We can say with certainty that ETH remains a reliable investment through 2022.

Best Cryptocurriencies To Invest and Make Money 2022

Originally posted 2022-01-22 14:58:18.